:root{--ink:#15251d;--ink-soft:#415047;--forest:#173d2b;--forest-deep:#0c2a1c;--paper:#f7f5ee;--paper-deep:#eeece3;--white:#fffefa;--line:#d9dbd2;--lime:#dfff77;--blue:#c9e0ff;--violet:#ded3ff;--orange:#ffdbad;--teal:#bdebdc;--rose:#ffd0d9;--positive:#147a46;--warning:#936110;--negative:#b13a3a;--shadow:0 18px 50px #1a2e231a;--radius-sm:12px;--radius-md:20px;--radius-lg:30px;--shell:1180px}*,:before,:after{box-sizing:border-box}html{scroll-behavior:smooth}body{color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased;margin:0;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif;font-size:16px;line-height:1.6}body:before{z-index:-1;content:"";pointer-events:none;background-image:radial-gradient(#15251d0b .7px,#0000 .7px);background-size:14px 14px;position:fixed;inset:0}img,svg{display:block}a{color:inherit;text-decoration:none}button,input{color:inherit;font:inherit}button,a{-webkit-tap-highlight-color:transparent}:focus-visible{outline-offset:3px;outline:3px solid #6fa62d}.shell{width:min(calc(100% - 40px), var(--shell));margin-inline:auto}.skip-link{z-index:1000;color:#fff;background:var(--forest-deep);border-radius:10px;padding:10px 16px;position:fixed;top:10px;left:10px;transform:translateY(-150%)}.skip-link:focus{transform:translateY(0)}.site-header{z-index:100;backdrop-filter:blur(18px);background:#f7f5eeeb;border-bottom:1px solid #15251d1a;position:sticky;top:0}.header-inner{align-items:center;gap:34px;min-height:76px;display:flex}.brand{letter-spacing:-.03em;flex:none;align-items:center;gap:10px;display:inline-flex}.brand-mark{width:42px;height:38px;color:var(--forest-deep);background:var(--lime);letter-spacing:-.09em;border:1px solid #0c2a1c40;border-radius:12px 12px 12px 4px;place-items:center;font-size:10.5px;font-weight:900;display:grid}.brand-name{font-size:18px;font-weight:550}.brand-name strong{font-weight:850}.desktop-nav{align-items:center;gap:30px;margin-left:auto;display:flex}.desktop-nav a{color:var(--ink-soft);font-size:14px;font-weight:680;position:relative}.desktop-nav a:after{background:var(--forest);content:"";height:2px;transition:transform .18s;position:absolute;bottom:-9px;left:0;right:0;transform:scaleX(0)}.desktop-nav a:hover:after,.desktop-nav a.is-active:after{transform:scaleX(1)}.header-cta{color:#fff;background:var(--forest);border-radius:13px;align-items:center;gap:9px;min-height:44px;padding:0 17px;font-size:14px;font-weight:760;transition:background .18s,transform .18s;display:inline-flex}.header-cta:hover{background:var(--forest-deep);transform:translateY(-1px)}.menu-button{border:1px solid var(--line);background:var(--white);border-radius:12px;place-items:center;width:44px;height:44px;padding:0;display:none}.menu-button span[hidden]{display:none}.mobile-nav{border-top:1px solid var(--line);background:var(--paper)}.mobile-nav[hidden]{display:none}.mobile-nav nav{gap:4px;padding-block:16px 24px;display:grid}.mobile-nav nav>a:not(.button){padding:11px 4px;font-weight:700}.mobile-nav .button{margin-top:10px}.button{cursor:pointer;border:1px solid #0000;border-radius:14px;justify-content:center;align-items:center;gap:10px;min-height:50px;padding:0 22px;font-weight:780;line-height:1.1;transition:transform .18s,box-shadow .18s,background .18s;display:inline-flex}.button:hover{transform:translateY(-2px)}.button-primary{color:var(--forest-deep);background:var(--lime);box-shadow:0 10px 24px #a1c4402e}.button-dark{color:#fff;background:var(--forest)}.button-ghost{border-color:var(--line);background:0 0}.button-small{min-height:42px;padding:0 16px;font-size:13px}.eyebrow{color:var(--forest);letter-spacing:.11em;text-transform:uppercase;align-items:center;gap:9px;margin:0 0 18px;font-size:12px;font-weight:850;display:inline-flex}.eyebrow:before{background:var(--lime);border:1px solid var(--forest);content:"";border-radius:50%;width:8px;height:8px}.hero{padding:90px 0 74px;overflow:hidden}.hero-grid{grid-template-columns:minmax(0,1.05fr) minmax(380px,.75fr);align-items:center;gap:76px;display:grid}.hero h1,.page-hero h1,.calculator-hero h1,.article-hero h1{letter-spacing:-.055em;margin:0;font-family:Georgia,Times New Roman,serif;font-weight:500;line-height:.98}.hero h1{max-width:760px;font-size:clamp(54px,7vw,88px)}.hero h1 em{z-index:0;color:var(--forest);font-style:italic;position:relative}.hero h1 em:after{z-index:-1;background:var(--lime);content:"";height:22%;position:absolute;bottom:3px;left:-4px;right:-6px;transform:rotate(-1deg)}.hero-copy>p:not(.eyebrow){max-width:660px;color:var(--ink-soft);margin:26px 0 30px;font-size:19px;line-height:1.65}.hero-actions{flex-wrap:wrap;align-items:center;gap:12px;display:flex}.hero-note{color:#607067;align-items:center;gap:8px;margin-top:20px;font-size:13px;font-weight:650;display:flex}.hero-note svg{color:var(--positive)}.hero-visual{min-height:500px;position:relative}.visual-orbit{border:1px dashed #173d2b4d;border-radius:50%;animation:38s linear infinite orbit;position:absolute;inset:20px}.visual-orbit:before,.visual-orbit:after{background:var(--lime);border:2px solid var(--forest);content:"";border-radius:50%;width:15px;height:15px;position:absolute}.visual-orbit:before{top:14%;left:8%}.visual-orbit:after{bottom:23%;right:4%}@keyframes orbit{to{transform:rotate(360deg)}}.visual-card{z-index:2;background:var(--forest);border-radius:var(--radius-lg);color:#fff;border:1px solid #ffffff24;padding:29px;position:absolute;top:58px;left:44px;right:20px;transform:rotate(2.3deg);box-shadow:0 35px 70px #0c2a1c40}.visual-card-header{color:#ffffffb8;letter-spacing:.08em;text-transform:uppercase;justify-content:space-between;align-items:center;font-size:12px;font-weight:780;display:flex}.visual-card-header span:last-child{color:var(--forest-deep);background:var(--lime);letter-spacing:0;text-transform:none;border-radius:99px;padding:5px 9px}.visual-price{letter-spacing:-.06em;margin:37px 0 8px;font-family:Georgia,serif;font-size:clamp(44px,6vw,66px);font-weight:500;line-height:1;display:block}.visual-caption{color:#ffffffad;font-size:14px}.visual-stats{border-top:1px solid #ffffff26;grid-template-columns:1fr 1fr;gap:18px;margin-top:30px;padding-top:22px;display:grid}.visual-stat span{color:#fff9;letter-spacing:.06em;text-transform:uppercase;font-size:11px;font-weight:750;display:block}.visual-stat strong{margin-top:4px;font-size:19px;display:block}.floating-pill{z-index:3;background:var(--white);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:15px;align-items:center;gap:10px;padding:13px 16px;font-size:13px;font-weight:760;display:flex;position:absolute}.floating-pill svg{color:var(--positive)}.floating-pill-one{bottom:52px;left:0;transform:rotate(-4deg)}.floating-pill-two{bottom:12px;right:0;transform:rotate(3deg)}.trust-strip{color:#fff;background:var(--forest-deep);padding:20px 0}.trust-inner{justify-content:space-between;align-items:center;gap:24px;display:flex}.trust-item{color:#ffffffd1;align-items:center;gap:10px;font-size:13px;font-weight:670;display:flex}.trust-item span{width:28px;height:28px;color:var(--forest-deep);background:var(--lime);border-radius:50%;place-items:center;display:grid}.section{padding:96px 0}.section-soft{background:var(--paper-deep);border-block:1px solid var(--line)}.section-header{justify-content:space-between;align-items:end;gap:30px;margin-bottom:38px;display:flex}.section-header h2,.content-heading{letter-spacing:-.045em;max-width:690px;margin:0;font-family:Georgia,serif;font-size:clamp(38px,5vw,56px);font-weight:500;line-height:1.04}.section-header p{max-width:460px;color:var(--ink-soft);margin:0}.section-link{border-bottom:1px solid var(--ink);flex:none;align-items:center;gap:8px;padding-bottom:3px;font-size:14px;font-weight:760;display:inline-flex}.calculator-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.calculator-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius-md);flex-direction:column;min-height:244px;padding:24px;transition:border-color .2s,box-shadow .2s,transform .2s;display:flex;position:relative;overflow:hidden}.calculator-card:before{background:var(--tone-color);content:"";opacity:.55;border-radius:50%;width:150px;height:150px;transition:transform .25s;position:absolute;top:-50px;right:-45px}.calculator-card:hover{box-shadow:var(--shadow);border-color:#173d2b59;transform:translateY(-4px)}.calculator-card:hover:before{transform:scale(1.18)}.tone-lime{--tone-color:var(--lime)}.tone-blue{--tone-color:var(--blue)}.tone-violet{--tone-color:var(--violet)}.tone-orange{--tone-color:var(--orange)}.tone-teal{--tone-color:var(--teal)}.tone-rose{--tone-color:var(--rose)}.calculator-icon{z-index:1;background:var(--tone-color);border:1px solid #15251d26;border-radius:15px;place-items:center;width:50px;height:50px;display:grid;position:relative}.calculator-card-copy{z-index:1;flex-direction:column;margin-top:auto;display:flex;position:relative}.card-eyebrow{color:#617067;letter-spacing:.08em;text-transform:uppercase;margin-bottom:6px;font-size:11px;font-weight:820}.calculator-card-copy strong{letter-spacing:-.035em;font-family:Georgia,serif;font-size:25px;font-weight:550}.calculator-card-copy>span:last-child:not(.card-eyebrow){color:var(--ink-soft);margin-top:7px;font-size:14px;line-height:1.5}.card-arrow{z-index:2;border:1px solid #15251d26;border-radius:50%;place-items:center;width:34px;height:34px;transition:background .18s,color .18s;display:grid;position:absolute;top:25px;right:24px}.calculator-card:hover .card-arrow{color:#fff;background:var(--forest)}.calculator-card.is-compact{flex-direction:row;align-items:center;gap:13px;min-height:auto;padding:16px}.calculator-card.is-compact:before{display:none}.calculator-card.is-compact .calculator-icon{border-radius:12px;flex:none;width:42px;height:42px}.calculator-card.is-compact .calculator-card-copy{margin:0}.calculator-card.is-compact .calculator-card-copy strong{font-family:inherit;font-size:15px;font-weight:780}.calculator-card.is-compact .card-arrow{border:0;flex:none;width:30px;height:30px;margin-left:auto;position:static}.split-feature{grid-template-columns:minmax(0,.9fr) minmax(420px,1.1fr);align-items:center;gap:90px;display:grid}.split-feature-copy p:not(.eyebrow){color:var(--ink-soft);margin:24px 0 28px;font-size:17px}.check-list{gap:12px;margin:0 0 30px;padding:0;list-style:none;display:grid}.check-list li{align-items:flex-start;gap:11px;font-size:14px;font-weight:650;display:flex}.check-list span{width:23px;height:23px;color:var(--forest-deep);background:var(--lime);border-radius:50%;flex:none;place-items:center;display:grid}.steps-panel{background:var(--forest);border-radius:var(--radius-lg);box-shadow:var(--shadow);padding:16px}.step-row{color:#fff;border-bottom:1px solid #ffffff24;grid-template-columns:44px 1fr auto;align-items:center;gap:17px;padding:23px;display:grid}.step-row:last-child{border-bottom:0}.step-number{width:42px;height:42px;color:var(--forest-deep);background:var(--lime);border-radius:13px;place-items:center;font-family:Georgia,serif;font-size:18px;font-weight:700;display:grid}.step-row strong{font-size:16px;display:block}.step-row p{color:#ffffffa6;margin:3px 0 0;font-size:13px}.step-row>span:last-child{color:#ffffff73}.guide-grid{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.guide-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius-md);flex-direction:column;min-height:275px;padding:26px;transition:transform .18s,box-shadow .18s;display:flex}.guide-card:hover{box-shadow:var(--shadow);transform:translateY(-4px)}.guide-card-meta{color:#66736b;letter-spacing:.05em;text-transform:uppercase;justify-content:space-between;align-items:center;font-size:11px;font-weight:780;display:flex}.guide-card h3{letter-spacing:-.035em;margin:auto 0 10px;font-family:Georgia,serif;font-size:25px;font-weight:550;line-height:1.14}.guide-card p{color:var(--ink-soft);margin:0;font-size:14px;line-height:1.55}.guide-card-link{align-items:center;gap:8px;margin-top:22px;font-size:13px;font-weight:800;display:flex}.cta-band{padding:80px 0}.cta-band-inner{color:#fff;background:var(--forest-deep);border-radius:var(--radius-lg);grid-template-columns:1fr auto;align-items:center;gap:40px;padding:55px;display:grid;position:relative;overflow:hidden}.cta-band-inner:after{content:"";border:70px solid #dfff7717;border-radius:50%;width:300px;height:300px;position:absolute;top:-120px;right:120px}.cta-band h2{z-index:1;letter-spacing:-.045em;max-width:720px;margin:0;font-family:Georgia,serif;font-size:clamp(34px,4vw,50px);font-weight:500;line-height:1.05;position:relative}.cta-band p{z-index:1;color:#ffffffad;max-width:670px;margin:16px 0 0;position:relative}.cta-band .button{z-index:2;position:relative}.page-hero{text-align:center;padding:86px 0 58px}.page-hero h1{max-width:850px;margin-inline:auto;font-size:clamp(48px,7vw,76px)}.page-hero>.shell>p:not(.eyebrow){max-width:700px;color:var(--ink-soft);margin:24px auto 0;font-size:18px}.page-grid-section{padding:24px 0 100px}.calculator-hero{padding:64px 0 46px}.breadcrumb{color:#6c776f;flex-wrap:wrap;align-items:center;gap:8px;margin-bottom:26px;font-size:12px;font-weight:680;display:flex}.breadcrumb span{color:#9aa198}.calculator-hero-grid{grid-template-columns:minmax(0,1fr) auto;align-items:end;gap:50px;display:grid}.calculator-hero h1{max-width:820px;font-size:clamp(46px,6vw,72px)}.calculator-hero-copy>p:last-child{max-width:760px;color:var(--ink-soft);margin:22px 0 0;font-size:18px}.hero-tool-icon{background:var(--tone-color);border:1px solid #15251d2e;border-radius:30px 30px 30px 10px;place-items:center;width:110px;height:110px;display:grid;transform:rotate(3deg)}.calculator-workspace{padding:8px 0 72px}.calculator-shell{grid-template-columns:minmax(0,.92fr) minmax(390px,.72fr);align-items:start;gap:20px;display:grid}.form-panel,.result-panel{background:var(--white);border:1px solid var(--line);border-radius:var(--radius-lg)}.form-panel{padding:34px}.panel-heading{justify-content:space-between;align-items:flex-start;gap:20px;margin-bottom:28px;display:flex}.panel-heading h2{letter-spacing:-.025em;margin:0;font-size:20px}.panel-heading p{color:#6b766f;margin:5px 0 0;font-size:13px}.reset-button,.copy-button{border:1px solid var(--line);cursor:pointer;background:0 0;border-radius:10px;flex:none;align-items:center;gap:7px;min-height:38px;padding:0 11px;font-size:12px;font-weight:730;display:inline-flex}.fields-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;display:grid}.field{min-width:0}.field label{margin-bottom:7px;font-size:13px;font-weight:760;display:block}.input-wrap{position:relative}.input-affix{color:#68736c;pointer-events:none;font-size:13px;font-weight:700;position:absolute;top:50%;transform:translateY(-50%)}.input-prefix{left:14px}.input-suffix{right:14px}.field input{background:var(--paper);border:1px solid #d6d9d0;border-radius:13px;width:100%;height:52px;padding:0 42px 0 14px;font-size:16px;font-weight:720;transition:border-color .16s,box-shadow .16s,background .16s}.field.has-prefix input{padding-left:41px}.field input:focus{border-color:var(--forest);background:#fff;outline:none;box-shadow:0 0 0 3px #173d2b17}.field small{color:#7a847d;min-height:34px;margin-top:6px;font-size:11px;line-height:1.45;display:block}.calculate-hint{color:#6c776f;border-top:1px solid var(--line);align-items:center;gap:8px;margin:24px 0 0;padding-top:18px;font-size:12px;display:flex}.calculate-hint span{background:var(--positive);border-radius:50%;width:7px;height:7px;display:block;box-shadow:0 0 0 4px #147a461a}.result-panel{color:#fff;background:var(--forest);border-color:var(--forest);box-shadow:var(--shadow);position:sticky;top:96px;overflow:hidden}.result-main{padding:34px}.result-topline{justify-content:space-between;align-items:center;gap:16px;display:flex}.result-label{color:#ffffff9e;letter-spacing:.08em;text-transform:uppercase;font-size:11px;font-weight:820}.copy-button{color:#fffc;border-color:#fff3}.primary-result{letter-spacing:-.065em;overflow-wrap:anywhere;margin:22px 0 12px;font-family:Georgia,serif;font-size:clamp(44px,6vw,64px);font-weight:500;line-height:1;display:block}.result-status{color:#ffffffb8;align-items:flex-start;gap:9px;margin:0;font-size:13px;line-height:1.5;display:flex}.status-dot{background:var(--lime);border-radius:50%;flex:none;width:9px;height:9px;margin-top:5px}.result-panel[data-status=warning] .status-dot{background:#ffd270}.result-panel[data-status=negative] .status-dot{background:#ff8f8f}.result-breakdown{grid-template-columns:repeat(3,minmax(0,1fr));gap:10px;padding:0 34px 30px;display:grid}.result-item{background:#ffffff13;border:1px solid #ffffff1a;border-radius:13px;padding:13px}.result-item span{color:#ffffff8c;min-height:34px;font-size:10px;font-weight:680;line-height:1.35;display:block}.result-item strong{letter-spacing:-.02em;margin-top:5px;font-size:15px;display:block}.result-formula{color:var(--forest-deep);background:var(--lime);padding:19px 34px;font-size:11px;font-weight:720;line-height:1.45}.ad-slot{place-items:center;width:100%;display:grid;overflow:hidden}.ad-slot-horizontal{min-height:110px}.ad-slot-rectangle{min-height:260px}.ad-placeholder{color:#919991;border-radius:var(--radius-sm);background:#ffffff59;border:1px dashed #c9ccc4}.ad-label{letter-spacing:.08em;text-transform:uppercase;font-size:9px;font-weight:750}.tool-content{background:var(--white);border-top:1px solid var(--line);padding:82px 0 100px}.content-layout{grid-template-columns:minmax(0,1fr) 310px;gap:90px;display:grid}.prose{max-width:750px}.prose h2{letter-spacing:-.04em;margin:0 0 24px;font-family:Georgia,serif;font-size:clamp(34px,4vw,48px);font-weight:500;line-height:1.08}.prose h3{letter-spacing:-.025em;margin:50px 0 15px;font-size:22px}.prose p,.prose li{color:var(--ink-soft);font-size:16px;line-height:1.78}.prose p{margin:0 0 18px}.prose ul{margin:12px 0 24px;padding-left:22px}.prose li+li{margin-top:7px}.formula-box,.example-box,.notice-box{border-radius:var(--radius-md);margin:32px 0;padding:24px}.formula-box{color:#fff;background:var(--forest)}.formula-box span,.example-box span{color:#ffffff94;letter-spacing:.09em;text-transform:uppercase;margin-bottom:8px;font-size:10px;font-weight:820;display:block}.formula-box strong{font-family:Georgia,serif;font-size:21px;font-weight:500;line-height:1.45}.example-box{background:color-mix(in srgb, var(--tone-color) 58%, white);border:1px solid #15251d1f}.example-box span{color:var(--ink-soft)}.example-box strong{margin-bottom:8px;font-size:17px;display:block}.example-box p{margin:0;font-size:14px}.faq-list{border-top:1px solid var(--line);margin-top:25px}.faq-list details{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;padding:20px 35px 20px 0;font-weight:760;list-style:none;position:relative}.faq-list summary::-webkit-details-marker{display:none}.faq-list summary:after{content:"+";font-size:22px;font-weight:400;position:absolute;top:50%;right:3px;transform:translateY(-50%)}.faq-list details[open] summary:after{content:"−"}.faq-list details p{padding:0 36px 20px 0;font-size:14px}.content-sidebar{align-self:start;position:sticky;top:104px}.content-sidebar h2{letter-spacing:.06em;text-transform:uppercase;margin:0 0 14px;font-size:13px}.related-list{gap:9px;display:grid}.method-note{color:var(--ink-soft);background:var(--paper);border:1px solid var(--line);border-radius:15px;margin-top:25px;padding:18px;font-size:12px;line-height:1.55}.method-note strong{color:var(--ink);margin-bottom:5px;display:block}.article-hero{padding:76px 0 50px}.article-hero-inner{text-align:center;max-width:840px;margin-inline:auto}.article-hero h1{font-size:clamp(45px,7vw,72px)}.article-hero .lead{max-width:700px;color:var(--ink-soft);margin:23px auto 0;font-size:18px}.article-meta{color:#6c776f;justify-content:center;gap:16px;margin-top:25px;font-size:12px;font-weight:700;display:flex}.article-meta span+span:before{content:"•";margin-right:16px}.article-body{padding:40px 0 100px}.article-layout{grid-template-columns:minmax(0,730px) 300px;justify-content:center;gap:80px;display:grid}.article-prose>section+section{margin-top:52px}.article-prose h2{letter-spacing:-.035em;margin:0 0 18px;font-family:Georgia,serif;font-size:33px;font-weight:500;line-height:1.15}.article-prose p,.article-prose li{color:var(--ink-soft);font-size:17px;line-height:1.82}.article-prose p{margin:0 0 18px}.article-prose ul{padding:4px 0 4px 22px}.article-prose li+li{margin-top:7px}.article-sidebar{align-self:start;position:sticky;top:104px}.article-tool-card{background:var(--forest);border-radius:var(--radius-md);color:#fff;padding:24px}.article-tool-card span{color:#fff9;letter-spacing:.08em;text-transform:uppercase;font-size:10px;font-weight:780}.article-tool-card h2{letter-spacing:-.03em;margin:12px 0 8px;font-family:Georgia,serif;font-size:25px;font-weight:500;line-height:1.15}.article-tool-card p{color:#ffffffa8;margin:0 0 18px;font-size:13px}.article-tool-card .button{width:100%}.static-page{padding:74px 0 100px}.static-page-grid{grid-template-columns:250px minmax(0,720px);justify-content:center;gap:80px;display:grid}.static-page-aside{align-self:start;position:sticky;top:105px}.static-page-aside span{color:#727d75;letter-spacing:.08em;text-transform:uppercase;font-size:11px;font-weight:800}.static-page-aside h1{letter-spacing:-.045em;margin:10px 0 0;font-family:Georgia,serif;font-size:42px;font-weight:500;line-height:1.05}.static-prose h2{letter-spacing:-.025em;margin:45px 0 14px;font-size:23px}.static-prose h2:first-child{margin-top:0}.static-prose p,.static-prose li{color:var(--ink-soft);font-size:16px;line-height:1.78}.static-prose a{border-bottom:1px solid var(--ink-soft);font-weight:680}.contact-card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius-md);margin-top:35px;padding:24px}.contact-card span{color:#707b74;letter-spacing:.07em;text-transform:uppercase;font-size:11px;font-weight:800;display:block}.contact-card strong{margin-top:5px;font-size:18px;display:block}.cookie-notice{z-index:200;color:#fff;background:var(--forest-deep);border:1px solid #ffffff29;border-radius:18px;align-items:center;gap:25px;width:min(100% - 44px,760px);margin-left:auto;padding:18px;display:flex;position:fixed;bottom:22px;left:22px;right:22px;box-shadow:0 24px 60px #00000040}.cookie-notice[hidden]{display:none}.cookie-notice strong{font-size:14px}.cookie-notice p{color:#ffffffa3;margin:3px 0 0;font-size:12px;line-height:1.45}.cookie-actions{flex:none;gap:8px;display:flex}.cookie-notice .button-ghost{color:#fff;border-color:#ffffff3d}.cookie-notice .button-dark{color:var(--forest-deep);background:var(--lime)}.site-footer{color:#ffffffb8;background:var(--forest-deep);padding:68px 0 24px}.footer-grid{grid-template-columns:1.6fr repeat(3,.7fr);gap:55px;display:grid}.brand-footer{color:#fff}.footer-brand p{color:#ffffff87;max-width:310px;margin:20px 0 0;font-size:13px}.footer-grid h2{color:#fff;letter-spacing:.07em;text-transform:uppercase;margin:4px 0 17px;font-size:12px}.footer-grid>div:not(.footer-brand) a{margin:9px 0;font-size:13px;display:block}.footer-grid a:hover{color:#fff}.footer-bottom{border-top:1px solid #ffffff1f;justify-content:space-between;gap:24px;margin-top:52px;padding-top:22px;display:flex}.footer-bottom p{margin:0;font-size:11px}@media (width<=1000px){.hero-grid{grid-template-columns:1fr 390px;gap:34px}.hero-visual{min-height:450px}.calculator-grid,.guide-grid{grid-template-columns:repeat(2,1fr)}.split-feature,.content-layout,.article-layout{gap:45px}.footer-grid{grid-template-columns:1.3fr repeat(3,.8fr);gap:30px}}@media (width<=820px){.desktop-nav,.header-cta{display:none}.menu-button{margin-left:auto;display:grid}.hero{padding-top:65px}.hero-grid,.split-feature,.calculator-shell,.content-layout,.article-layout,.static-page-grid{grid-template-columns:1fr}.hero-visual{width:min(100%,500px);min-height:475px;margin-inline:auto}.trust-inner{grid-template-columns:1fr 1fr;display:grid}.split-feature{gap:40px}.calculator-hero-grid{grid-template-columns:1fr;gap:28px}.hero-tool-icon{width:85px;height:85px}.result-panel,.content-sidebar,.article-sidebar,.static-page-aside{position:static}.content-sidebar{display:none}.article-sidebar{order:-1}.article-tool-card{grid-template-columns:1fr auto;align-items:center;gap:20px;display:grid}.article-tool-card span,.article-tool-card h2,.article-tool-card p{grid-column:1}.article-tool-card .button{grid-area:1/2/4;width:auto}.static-page-grid{gap:40px}.footer-grid{grid-template-columns:1.5fr 1fr 1fr}.footer-brand{grid-column:1/-1}}@media (width<=620px){.shell{width:min(calc(100% - 28px), var(--shell))}.header-inner{min-height:66px}.brand-name{font-size:16px}.brand-mark{width:37px;height:34px;font-size:9.5px}.hero{padding:48px 0 50px}.hero h1{font-size:52px}.hero-copy>p:not(.eyebrow){margin-top:22px;font-size:17px}.hero-actions .button{width:100%}.hero-note{justify-content:center}.hero-visual{min-height:400px}.visual-orbit{inset:18px 6px}.visual-card{padding:23px;top:45px;left:10px;right:8px}.floating-pill-one{bottom:25px}.floating-pill-two{display:none}.trust-inner{grid-template-columns:1fr;gap:13px}.section{padding:70px 0}.section-header{display:block}.section-header .section-link{margin-top:22px}.calculator-grid,.guide-grid{grid-template-columns:1fr}.calculator-card{min-height:218px}.step-row{grid-template-columns:40px 1fr;padding:18px 12px}.step-row>span:last-child{display:none}.cta-band{padding:55px 0}.cta-band-inner{grid-template-columns:1fr;padding:34px 24px}.cta-band .button{width:100%}.page-hero,.calculator-hero,.article-hero{padding-top:52px}.page-hero h1,.calculator-hero h1,.article-hero h1{font-size:46px}.calculator-workspace{padding-bottom:55px}.form-panel,.result-main{padding:24px}.fields-grid{grid-template-columns:1fr;gap:13px}.field small{min-height:auto}.result-breakdown{grid-template-columns:1fr;padding:0 24px 24px}.result-item{justify-content:space-between;align-items:center;gap:15px;display:flex}.result-item span{min-height:0}.result-item strong{margin:0}.result-formula{padding-inline:24px}.tool-content{padding:65px 0 75px}.article-body{padding-top:20px}.article-tool-card{display:block}.article-tool-card .button{width:100%}.static-page{padding-top:50px}.footer-grid{grid-template-columns:1fr 1fr;gap:32px 20px}.footer-brand{grid-column:1/-1}.footer-bottom{display:block}.footer-bottom p+p{margin-top:8px}.cookie-notice{width:auto;display:block;bottom:12px;left:12px;right:12px}.cookie-actions{margin-top:14px}.cookie-actions .button{flex:1}}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}
